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Bajaj Finserv Engineer Loan-What Are The Features & Benefits?

Money has always played a major role in our lives. Try however you may, there is no better enabler for both our basics and aspirations than money. Be it for food, your dream home, your dream university/college or your wish to set up your own business, money is all that you require for fulfilling all that you desire. This rhymes doesn’t it? Likewise, let your life rhyme with your dreams too.

For those of you who are self-employed and consultant engineers and need loans for machinery and equipments to run the business, but cannot find proper funding, taking the Bajaj Finserv Engineer Loan is something you might want to consider. Bajaj Finserv, one of the most diversified NBFCs, brings to you the engineer loan that will aid you in all your pursuits.


  • Credit line: The first and the foremost Benefit of Bajaj Finserv Engineer Loan is the ‘credit line facility under which a credit line is given to you for a certain period of time. The plus point of this facility is that you pay interest only on the amount utilized during its tenure. It also provides you with the option of paying only the interest of your monthly EMIs and pay the actual amount later in the end of the year. This feature not only allows you to convert this line of credit into a regular loan, but also gives you the opportunity to prepay a part of your loan amount.
  • Preapproved: If you are a customer of the Bajaj Finserv then you are preapproved for loans up to Rs. 15 lakh. Offers like these help you quicken the loan process hence letting you avail loan and other fantastic facilities in no time.
  • Affordable interest rates: Bajaj Finserv always looks into the needs and requirements of its customers, as a result of which paying interests for Bajaj Finserv Engineer Loan wouldn’t feel like any burden at all. As it undertakes machinery and equipment financing at affordable interest rates and you get attractive interest rates for SME loans too.
  • Minimum documentation: Bajaj Finserv Engineer loan helps to decrease the time period between you applying for the loan and receiving the money by just accepting few basic documents that are enough to get you your loan.
  • Unsecured loan: Bajaj Finserv trusts you as much as you trust it and that is why no guarantor is required for you to avail for SME/business loan. This makes the loan taking process even simpler.
  • Online account facility: Lastly the online account facility of Bajaj Finserv Engineer loan allows you to track your transactions, pending loan value and everything that you need to know regarding your borrowed money, just at the click of a button.


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